Mediclassic
- Automatic Restoration of Health Cover.
- No cap on room rent and treatment cost.
- Hospital cash.
- Cover for over 400 day care procedure.
- Free Health check-up.
- Upto 100% Increase in Sum Insured upon a claim free renewal.
- Individual Health Plan
- Family Health Plan
- Senior Citizen Health Plan
- Personal Accident Care
- Overseas Travel
- Cardiac Care
- Diabetes safe
Mediclassic
Family Health Optima
- Automatic restoration of health cover
- No cap on room rent and treatment cost
- Personal accident cover against Death and Permanent total disablement
- Cover for over 400 day care procedures
- Health Check up
- Upto 100% Increase in Sum Insured upon a claim free renewal
Senior Citizen Health Plan
- No pre-insurance medical test required
- Guaranteed renewals beyond second year
- Covers pre-existing diseases from the 1st year
Personal Accident Care
- Cover for Accident death, Premanent Disability and temporary Disablement.
- Compensation for Permanent Total Disablement is 150% of the sum insured.
- Enhanced weekly compensation up to Rs.15000/- per week (maximum 100 weeks).
- Educational Grant for dependent children
- Cumulative bonus 5% per annum maximum 50%
Overseas Travel
- Emergency medical expenses including medical evacuation and transportation....
- Dental emergency expenses following an accident.
- Cover for Loss of checked in baggage, Delay of checked in baggage,...
- Personal Accident Cover
- Cover for Legal Liability for bodily injury or property...
Cardiac care
- This policy is for persons who have undergone for the first time the named surgery / intervention / correction for the existing Cardiac diseases.
- This policy has two Plan options – Gold Plan and Silver Plan
- Silver Plan pays for expenses incurred as an inpatient for treatment in respect of all cardiac related complications that necessitate surgery/intervention
- Gold Plan pays for expenses incurred as an inpatient for treatment in respect of all cardiac related complications that necessitate medical management, surgery/intervention.
- Out Patient Benefit is available
- Personal Accident: Accidental Death Cover
Diabetes safe
- Covers hospitalization expenses for complications of Diabetes, both type 1 and type 2 and other than complications of diabetes
- Policy can be taken on Individual and Floater basis.
- Two Plans are available – Plan A and Plan B.
- Plan A – Pre-acceptance medical screening is compulsory.
- Plan B – There is no pre-acceptance medical screening.
- No Waiting Period for Plan A. 15 months waiting period for Plan B.
- Out Patient expenses – for Medical consultations, Diagnostic tests, medicine and drugs
- Compensation for Accidental Death of the chosen insured person
- Donor expenses for kidney transplant surgery
- Dialysis expenses @ Rs.1000/- per sitting up to 24 months
- Automatic restoration of entire Sum insured
- More than 400 day care procedures covered.